Own it today. Pay it off your way.
Spread the cost of your build across weekly payments, interest free. Drag the sliders below to see real numbers before you apply.
Compare all 6 options at a glance, tap to jump to full details
Which option's right for me?
A quick steer before you look at exact numbers.
Peripherals or a smaller upgrade
Under $2,000 and want it paid off in weeks, not months. Four payments, no application.
See Afterpay →A new PC or laptop
Spending $250–$8,000 and want 6 to 12 months to pay it off with zero interest.
See Gem Visa and Long Term Finance →A high-end custom build
Financing $1,000 or more and want a broker who shops your application across lenders.
See Credit Capable →Personal finance
Four ways to spread the cost. Move the slider on any card to see your own numbers.
Afterpay
New here? Sign up in the app first, then check out as usual
Purchase limit $2,000. No interest, ever. Late fees apply if a payment is missed. New customers sign up and get approved through the Afterpay app or website first, then select Afterpay at our checkout. Subject to Afterpay's standard eligibility criteria.
Gem Visa
Have a Gem Visa? Select it at checkout. New? Apply for the card first
Min spend $250. Includes a 2% Computer Lounge surcharge and a one-off $55 Gem Visa application fee. A separate $65 annual card fee applies, charged $32.50 twice yearly, regardless of purchase. Standard rate of 29.49% p.a. applies to any balance left after 12 months. Subject to approval.
Credit Capable
Best for $1,000+, a broker who shops multiple lenders
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Long Term Finance
Best for bigger builds on the Q Mastercard
Min spend $400. New customers need to apply for and be approved for a Q Mastercard. Includes a $50 annual account fee, a $55 establishment fee ($35 on later LTF purchases) and a 2.5% Computer Lounge fee. Standard rate of 28.95% p.a. applies to any balance left after 12 months. Subject to approval.
How it works
Same three steps whether you're buying in store or online.
Choose your finance option
Compare the weekly numbers above and pick what fits your budget.
Get approved
Applications take a few minutes, in store or online. Approval times vary by provider, some are near-instant, others can take a few hours.
Get your gear
Ready-to-ship builds can go home with you fast. Custom builds are built to order, so your timeline depends on the build.
Business finance
Built for NZ businesses buying workstations, fleets or studio setups.
Procuret
Best for a fast digital application
- See your fees before you apply, no surprises
- Apply with just your NZBN and ID
- Approval typically comes back within 15 minutes
- Terms from 3–24 months, up to $75k
Credit Capable
Best for $1,000+, a broker who shops multiple lenders
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Ricoh
Best for ongoing asset leasing
- Flexible asset finance built around business growth
- Straightforward application process
- Leasing options available for equipment refresh cycles
Common questions
The things people usually want to know before they apply.
Most of these plans involve a credit check as part of approval, which can appear on your credit file. Afterpay's check is typically lighter than a full credit application. Check each provider's terms for details before you apply.
Any balance left once the interest free period ends starts accruing interest at that provider's standard rate. Each plan lists its own rate above. Afterpay has no interest, only late fees on missed instalments.
Yes, on all four plans. Paying it off early stops any further interest, but some providers charge a fee for early repayment, and annual or establishment fees already charged aren't refunded. Check the exact terms with your finance provider before you commit.
Yes, all options here work both in store and online.
Full terms, rates and fees+
Long Term Finance: Min spend $400. Annual account fee of $50 applies. An establishment fee of $55 applies to your first LTF transaction, a $35 advance fee applies to all subsequent LTF transactions. A Computer Lounge fee of 2.5% applies. Standard interest rate, currently 28.95% p.a., applies to any outstanding balance at the end of the interest free period. New customers need to apply and be approved for a Q Mastercard credit card. Lending criteria, fees, Ts&Cs apply. Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
Gem Visa: Min spend $250. 6 or 12 months interest free, term selected at checkout. Amount payable shown on your monthly statement. Normal credit and lending criteria and fees apply, including a $65 Gem Visa annual fee charged in half-yearly instalments of $32.50, and a one-off $55 application fee. A 2% Computer Lounge surcharge applies to this payment method. Prevailing interest rate, currently 29.49% p.a., applies to any outstanding balance on expiry of the interest free period. Gem Visa is provided by Latitude Financial Services Limited.
Credit Capable: Minimum order amount $1,000. Deferred payment options ($1,000–$15,000): 3 months no payments and no interest on a 24 month term, or 6 months no payments and no interest on a 36 month term. 0% interest options ($1,000–$25,000): 0% for 2 months on a 6 or 12 month term, 0% for 4 months on an 18 or 24 month term, 0% for 6 months on a 30 month term, 0% for 7 months on a 36 month term, 0% for 9 months on a 42 month term, 0% for 10 months on a 48 month term. Payments include a $55 booking fee and a weekly admin fee of $2.50. Subject to approval, lending criteria and fees apply.
Afterpay: Purchase limit $2,000. Split into 4 equal instalments due every 2 weeks. No interest is charged. Late fees apply to missed payments, and eligibility criteria and credit checks apply. See Afterpay's own terms for full details.
Procuret: Business finance for terms of 3–24 months, up to $75,000. Approval typically comes back within 15 minutes. Fees and interest rate are shown during the application before you commit, and vary based on your business's assessment. Subject to approval and Procuret's own terms and conditions.
Ricoh: Business asset leasing, available as a finance lease or an operating lease. Term length, rate and payment structure are set out in your individual lease quote and vary by equipment and business. Subject to approval and Ricoh's own terms and conditions.