Terms & Conditions
6 Months Interest Free
6 months interest free. Amount payable will be shown on your monthly statement. Normal credit and lending criteria and fees apply (including a $65 Gem Visa annual fee) Minimum purchase $250. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period. Gem Visa is provided by Latitude Financial Services Limited.Fees and Charges
Minimum monthly payments are required but you won’t be charged interest if you pay off your purchase before the expiry of the interest free period. Interest rate after free period is 29.49% per annum. To check prevailing interest rate, please contact Gem Visa.Establishment Fee
A one off fee of $55 may be charged by Gem Visa for processing your application when you open your account or may be applied at the point of your first spend.Annual Account Fee
A fee of $65 will be charged in half year installments of $32.50 that it remains open.To find out more about Gem Visa, Click Here